FNB credit card holders are being robbed in broad daylight.
Most of them don’t know because the amounts stolen are very low.
After reading this article you will think twice about owning a credit card from FNB.
We will show you how to notice strange activities in your credit card.
We have reasons to believe this have been going on for years.
FNB employees are ripping customers off just to fatten their greedy pockets. We are going to expose their secret today. Whether you decide to dump or continue using FNB credit card it up to you but be aware that you are being used as a cash cow by greedy bankers.
First off all these people know your money more than you and they decide how much you should give them everyday. Do you keep on getting the following message everyday?. See picture below.
Many people dismiss this message because they believe they were not charged anything. Well you get charged a decline fee every time you see this message. You should ask yourself why you get this message because you did not try to use your credit card anywhere. Well, it is not you. It is FNB employees building their bonuses using your money.
Note not getting this message does not mean you are safe.
You should ask for a detailed statement if you do not have access to online banking and look out for any funny small charges.
Why do they do it.
These people get bonuses the more credit card owners are reckless with their spending. Whenever your monthly payment goes up their pockets get fatter. That’s how all financial institutions prosper so what FNB is doing is motivated by greed.
How do they do it?.
They know your details, they set up bogus subscriptions on your card, They do not work alone that’s why you’ll never realise who is the real thief. They know how much is available in your credit card and make a charge over the amount your have so you get a declined charge which is about R10 maybe for 15 days a month on over 2 million accounts. You do the math. It could be more than that.
FNB have one of the most secure credit card facility in the world. No one can charge your credit card without your approval unless they work at FNB. If you for example try to make an online purchase with you FNB you’ll need to verify your payment using your cellphone number, they’ll send you an SMS with a code to make sure it is you. See screenshots below.
Our advice is if you are still a fan of their credit card and you don’t have a problem getting charge up to R200 extra every month at list keep your straight up budget maximum just in they decide to charge you an amount below what you have. Their credit card payments are irreversible, they will tell you to talk to whoever took your money to pay you back.